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UAE Mortgage
Calculator

Plan your property purchase with confidence. Use our mortgage calculator to estimate monthly payments, understand upfront costs, and make better financial decisions.

Accurate Estimates

Based on current UAE market rates

Regulation Compliant

Aligned with UAE banking rules

Plan Better

Compare scenarios easily

Mortgage Calculator

UAE Mortgage Calculator

Calculate your monthly mortgage payments based on current UAE bank rates and regulations.

Mortgage Details

1,200,000 AED
AED
240,000 AED (20.0%)
AED
960,000 AED (80.0%)
AED
25 Years
Years
3.99%
%
Estimated Monthly Payment
5,062 AED
Based on current settings
Interest Rate
3.99%

Mandatory Upfront Costs

Down Payment
240,000 AED
DLD Transfer Fee (4%)
48,000 AED
Mortgage Registration (0.25% + 290)
2,690 AED
Total Mandatory Costs
290,690 AED

Additional costs typically include:

  • Bank processing fees: 2,500 - 15,000 AED
  • Property valuation: 2,500 - 5,000 AED
  • Property insurance: Usually included in monthly payments

Contact our mortgage advisory team for a detailed cost breakdown specific to your situation.

Mortgage Market Overview

Mortgage Market Overview in the UAE

Securing the right mortgage is one of the most important steps in your property journey. Whether you are buying your first home, investing in a luxury property, or refinancing an existing mortgage, choosing the right financing solution can significantly impact your long-term financial goals.

The UAE mortgage market offers a wide range of options with competitive interest rates, flexible repayment terms, and financing solutions tailored to both residents and non-residents. Understanding loan eligibility, down payment requirements, and bank regulations is essential to making confident and informed decisions.

At Viona Properties, our mortgage specialists work closely with leading UAE banks and financial institutions to help you secure the most suitable mortgage solution. From expert consultation to final approval, we ensure a smooth, transparent, and hassle-free financing experience.

WHY CHOOSE US

Why Choose Us For Your Mortgage?

We combine market expertise with a client-first approach to deliver mortgage solutions tailored to your financial goals.

Personalized Guidance

Expert mortgage advice tailored to your financial needs.

Competitive Rates

Access the most competitive interest rates in UAE.

Fast Approval

Quick approvals with a seamless process.

Mortgage

Your Trust, Our Priority

Helping you secure the right mortgage with confidence and clarity.

Transparent Process

No hidden fees. Complete clarity at every step.

Multiple Options

Wide range of mortgage products from trusted banks.

Dedicated Support

Our experts are here to support you throughout.

Types of Mortgages We Offer

Explore a range of mortgage solutions designed to suit every buyer, investor, and property requirement in the UAE.

First-Time Buyer Mortgage

Ideal for individuals purchasing their first home.

Buy-to-Let Mortgage

Designed for investors purchasing rental properties.

Mortgage Refinance

Switch to better rates and reduce monthly payments.

Home Purchase Mortgage

Flexible financing options for property purchases.

Equity Release Mortgage

Unlock funds from your existing property value.

Commercial Mortgage

Financing solutions for business and commercial spaces.

Get a Mortgage
in the UAE

Buying or refinancing property in the UAE can be a challenging task. We can provide you with the best mortgage and ongoing protection for your interests.

Calculate Your Mortgage
Available for Non-UAE Residents

Find Out How Much You Can Borrow in Minutes 👍

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